Designed to develop your analytical abilities and enable you to tackle comprehensive credit analysis reports with confidence, our "Business Credit Analysis" course will equip you with the skills to excel in analyzing creditworthiness and providing valuable insights for business lending.

How This Course Helps You And Your Organization:

Business lending can generate more customers, increase service levels and satisfaction from new and existing customers, and diversify a financial institution's loan portfolio while increasing its return on assets.

In order to be successful in business lending, financial institutions need to have highly-qualified personnel skilled in analyzing the creditworthiness of business requests, meaning you benefit personally from being qualified to do this complex work.

AGENDA

Basic Business Credit Analysis Concepts

• The Five C's of Credit
• Types of Financial Information
• The Balance Sheet and Important Ratios
• Business Owners/Guarantors
• Collateral Analysis
• Case Studies

Operating Cycle and Cashflow Impacts

• Working Capital Analysis
• Assets and Depreciation
• Debt Analysis
• Profit and Loss Analysis
• Case Studies

Loan Repayment

• Cash Flow
• Debt Ratios
• Global Cashflow
• Financial Projections
• Non-Traditional Debt
• Risk Ratings
• Covenants
• Case Studies

In addition to the learning content listed above, the course also provides multiple hands-on activities and discussions to enhance your analytical prowess, making you adept at assessing creditworthiness.

How The Course Works:

• This is an online course that you take at your leisure from your home or office; it should take 9 - 12 hours to complete
• Upon registration, you will receive an email with course access instructions and information

What You Receive:

• Online training content from a great trainer
• 20 handouts
• 11 hands-on activities and discussions
• Access to all course materials for 90 days
• Upon completion of the course, you'll receive a Certificate of Achievement, highlighting your commitment to ongoing banking education